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Understanding your Swiss lease

Real estate · May 22, 2026 · 1 min read

Swiss tenancy: duration, charges, rent increase, termination, deposit and tenant rights.

Understanding a Swiss rental lease: duration, charges, termination, deposit

Legal framework

Swiss tenancy is governed by the Code of Obligations (CO) art. 253–274g. Tenant associations (ASLOCA, MV) offer affordable support.

Duration

  • Indefinite: standard, until termination
  • Fixed: automatic end on agreed date
  • Legal notice: usually 3 months with legal term (end of month or cantonal term)

Rent and charges

  • Net rent: base price
  • Charges: water, heating, common electricity, caretaker
    • Advance with annual statement: annual reconciliation
    • Flat-rate: fixed amount
  • Gross rent: net + charges

Rent increase

Only under certain conditions:

  • Reference rate decrease not passed on
  • Higher maintenance costs
  • CPI adjustment
  • Value-adding works

Notified by official form at least 10 days before. 30 days to contest at conciliation authority.

Tenant termination

3 months' notice + term. Exceptions: tenant death, force majeure, acceptable successor.

Landlord termination

Must be justified. 3 months minimum. Lease extension: 2–4 years possible if requested within 30 days. Abusive termination prohibited.

Security deposit

  • Max 3 months' rent
  • Paid into blocked bank account
  • Refunded within 30 days after exit inventory
  • Landlord cannot demand cash

Inventory of fixtures

Entry and exit mandatory. Check walls, floors, plumbing, kitchen, windows. Normal wear = landlord, abnormal damage = tenant.

Key rights

  • Repairs: landlord, except small (CHF 150–300, tenant)
  • Landlord access: notice 24–72h, except emergency
  • Sublet: possible with consent
  • Pets: may be banned, but not absolute
  • Undetailed statement: challengeable

Help

  • ASLOCA (asloca.ch): CHF 30–50/yr
  • MV Mieterverband: German-speaking equivalent
  • Tenancy court: cantonal jurisdiction
  • Conciliation authority: mandatory step